• Minimum Daily Balance requirement of only $200 to avoid $4.00 maintenance fee during the statement cycle
• Interest is variable, paid on the daily collected ledger balance, compounded and paid monthly
• Statements conveniently combined with your monthly checking statement OR sent quarterly, but will be sent each month in which an EFT transaction occurred
• Transfer funds as needed to your checking account with Telebank or FREE online banking (subject to transfer limitations per federal regulation)
• Check out our Savings Deposit Rates
• You may open this account with any initial deposit

• Minimum Daily Balance requirement of only $200 to avoid $4.00 maintenance fee during the month
• You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, to record all of your transactions
• Interest is variable, paid on the daily collected ledger balance, compounded and paid monthly
• Check out our Savings Deposit Rates
• You may open this account with any initial deposit

• It's free to set up and maintain the account
• Deposit any amount throughout the year or let us help you with automatic deposit options
• In early November, we will mail you a check with your savings plus earned interest– just in time for holiday shopping!

The Junior Savers Account is a Savings Account designed to teach children and young adults the rewards of saving. The benefits of a Junior Savers Club Account are:

No minimum balance, and regular account maintenance fee is not charged for Junior Savers through age 21.

• A higher rate of interest than our regular savings account
• A free savings bank to remind them that it pays to save!
• Junior Savers are eligible for a number of other fun benefits
• Check out our special Junior Savers Deposit Rates

Junior Savers special events.

• Interest is variable, paid on the daily collected ledger balance, compounded and paid monthly; Interest Rates are tiered
• Unlimited deposits and withdrawals in person - No checks are allowed
• Average daily balance of $5,000 to avoid $15 maintenance fee during the month
• You may open this account with any initial deposit

• Interest is variable and paid on the daily collected ledger balance;  Interest rates are tiered
• Unlimited deposits and withdrawals in person.  Up to six preauthorized transfers, checks and drafts from your account per month, excess transactions are $15 each
• Minimum daily balance of $1,000 or a minimum average daily balance of $5,000 during the monthly statement cycle to avoid a $15 maintenance fee

• Interest is variable and paid on the daily collected ledger balance;  Interest rates are tiered
• Unlimited deposits and withdrawals in person.  Up to six preauthorized transfers, checks and drafts from your account per month, excess transactions are $15 each
• Minimum daily balance of $10,000 or a minimum average daily balance of $25,000 during the monthly statement cycle to avoid a $25 maintenance fee