NOW Checking Account and Savings Rates
Rates as of 05/12/2010
|
Deposit Rates |
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|
Account Type |
From |
To |
Interest Rate |
APY |
|
Community Savings |
$0 |
$4,999 |
0.01% |
0.01% |
|
$5,000 |
$24,999 |
0.20% |
0.20% |
|
|
$25,000 |
$49,999 |
0.30% |
0.30% |
|
|
$50,000 |
$9,999,999 |
0.50% |
0.50% |
|
|
Statement / Passbook Savings |
$0 |
$9,999,999 |
0.15% |
0.15% |
|
Junior Savers Club |
$0 |
$9,999,999 |
0.40% |
0.40% |
|
Premium Money Market |
$0 |
$9,999 |
0.01% |
0.01% |
|
$10,000 |
$24,999 |
0.20% |
0.20% |
|
|
$25,000 |
$49,999 |
0.30% |
0.30% |
|
|
$50,000 |
$9,999,999 |
0.50% |
0.50% |
|
Interest Rates and Annual Percentage Yields (APY) on the aforementioned accounts may change after the account is opened. Fees may reduce earnings. Contact bank for additional investment options and interest rates.
|
Fixed Rate CD Specials |
Founder’s |
||||||
|
From |
To |
Interest Rate |
APY |
Interest Rate |
APY |
|
| 10 Months | $1,000 | $9,999,999 | 1.00% | 1.00% | 1.24% | 1.25% | |
| 24-Month Step Up CD |
|
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|
From |
To |
|||||
| 24 Months | $1,000 | $9,999,999 | APY | 1.70% | |||
| Initial 6 months interest rate | 1.25% | ||||||
| Second 6 months interest rate | 1.50% | ||||||
| Third 6 months interest rate | 1.75% | ||||||
| Final 6 months interest rate | 2.25% | ||||||
|
Certificates of Deposit |
Founder’s |
||||||
|
Term |
From |
To |
Interest Rate |
APY |
Interest Rate |
APY |
|
|
3 Months |
$1,000 |
$24,999 |
0.20% |
0.20% |
0.45% |
0.45% |
|
|
$25,000 |
$99,999 |
0.20% |
0.20% |
0.45% |
0.45% |
||
|
$100,000 |
$9,999,999 |
0.20% |
0.20% |
0.45% |
0.45% |
||
|
6 Months |
$1,000 |
$24,999 |
0.40% |
0.40% |
0.65% |
0.65% |
|
|
$25,000 |
$99,999 |
0.40% |
0.40% |
0.65% |
0.65% |
||
|
$100,000 |
$9,999,999 |
0.40% |
0.40% |
0.65% |
0.65% |
||
|
12 Months |
$1,000 |
$24,999 |
0.90% |
0.90% |
1.14% |
1.15% |
|
|
$25,000 |
$99,999 |
0.90% |
0.90% |
1.14% |
1.15% |
||
|
$100,000 |
$9,999,999 |
0.90% |
0.90% |
1.14% |
1.15% |
||
|
18 Months |
$1,000 |
$24,999 |
1.09% |
1.10% |
1.34% |
1.35% |
|
|
$25,000 |
$99,999 |
1.09% |
1.10% |
1.34% |
1.35% |
||
|
$100,000 |
$9,999,999 |
1.09% |
1.10% |
1.34% |
1.35% |
||
|
24 Months |
$1,000 |
$24,999 |
1.39% |
1.40% |
1.64% |
1.65% |
|
|
$25,000 |
$99,999 |
1.39% |
1.40% |
1.64% |
1.65% |
||
|
$100,000 |
$9,999,999 |
1.39% |
1.40% |
1.64% |
1.65% |
||
|
36 Months |
$1,000 |
$24,999 |
1.74% |
1.75% |
1.98% |
2.00% |
|
|
$25,000 |
$99,999 |
1.74% |
1.75% |
1.98% |
2.00% |
||
|
$100,000 |
$9,999,999 |
1.74% |
1.75% |
1.98% |
2.00% |
||
|
48 Months |
$1,000 |
$24,999 |
2.08% |
2.10% |
2.33% |
2.35% |
|
|
$25,000 |
$99,999 |
2.08% |
2.10% |
2.33% |
2.35% |
||
|
$100,000 |
$9,999,999 |
2.08% |
2.10% |
2.33% |
2.35% |
||
|
60 Months |
$1,000 |
$24,999 |
2.47% |
2.50% |
2.72% |
2.75% |
|
|
$25,000 |
$99,999 |
2.47% |
2.50% |
2.72% |
2.75% |
||
|
$100,000 |
$9,999,999 |
2.47% |
2.50% |
2.72% |
2.75% |
||
Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date stated above. The minimum balance required to open a Certificate of Deposit and obtain the APY is $1,000. A penalty may be imposed for early withdrawal. Penalty may reduce earnings.
24-Month Step-Up CD: Funds must remain on deposit for entire 24-month term to receive stated APY.
CDs with Bump Up option: Interest Rates may change after the account is opened, but only upon the accountholder’s request. Interest Rates may change once per year, after the initial 12 months.
Please call a Personal Banker for additional information.
