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Home Equity Loans and Lines
Many banks try to give you a traditional home equity line; we have the Total Line of Credit that gives you both the flexibility of a variable rate line of credit and the ability to convert some or all of what you've used to a fixed rate, amortizing repayment plan. In addition to offering you some of the best interest rates around, we also provide superior service to insure that you are completely satisfied.
Our home equity loans or lines can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:
- Improving your home
- Purchasing a vehicle
- Affording a much needed vacation
- Paying off medical bills
- Funding education
- Consolidating debt
- Paying off a credit card balance while lowering your cost of borrowing
Total Line of Credit Features
- Variable Rates
- up to 85% loan to value
- 10 Year maturity (Click here for additional details.)
- No application fees (Click here for additional details.)
- No annual fee (Click here for additional details.)
- 1/4% discount on APR with auto debit to Libertyville Bank & Trust checking account (Click here for additional details.)
Fixed Rate Repayment Plan Option
- You may convert all or a portion of your line's outstanding balance to one or more fixed rate repayment plans - No additional applications or paperwork to be submitted-we'll prepare a few simple disclosures you need to sign and you're all set!
- Call a Personal Banker for current fixed rates
