Checking and NOW Accounts: Checking | Mundelein Community Bank

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August 27, 2008

Checking and NOW Accounts

We offer many kinds of personal Checking and NOW Accounts.

Non-interest bearing checking accounts:

Traditional Checking
Community Classic Checking
Student Checking

Interest bearing NOW accounts:

NOW Account
Platinum Preferred Account®

Checking Accounts—Features and Benefits

All checking accounts offer

NO ANNUAL FEE VISA^® Debit/ATM Card⁴
Over 500 surcharge free STAR^®sf ATMs in Chicagoland area⁵
FREE imaged checks with CheckManager Plus®
FREE On-line Banking and Telebank
FREE Bill Pay
FREE Quicken^® and Microsoft^® Money download capabilities

Traditional Checking

May be opened with any initial deposit
No charge if minimum daily balance is $300 or more, or an average daily balance of $1000 or more during the monthly statement cycle¹
No limit to the number of checks that may be written and no per check charge
First order of standard checks free²
$10 monthly service charge if minimum daily balance or minimum average daily balance is not maintained

Community Classic Checking

May be opened with any initial deposit
There is no monthly minimum balance charge¹
No limit to the number of checks that may be written and no per check charge
First order of standard checks free²

Student Checking

May be opened with any initial deposit
There is no monthly minimum balance to be maintained¹
No limit to the number of checks that may be written and no per check charge
First order of standard checks free²

NOW Accounts—Features and Benefits

NOW Account

Variable rate paid on the daily collected ledger balance, interest rates are tiered
May be opened with any initial deposit
No charge if minimum daily balance is $750 or more, or an average daily balance of $1,500 or more during the monthly statement cycle¹
First order of standard checks free²
No limit to the number of checks that may be written per month
No charges per check written
$11 monthly service charge if minimum daily balance or minimum average daily balance is not maintained

PlatinumPreferred Checking®

Interest bearing checking available to customers age 50 or older
Variable rate paid on the daily collected ledger balance, interest rates are tiered
No minimum balance charge¹
No limit to the number of checks that may be written per month and no charges per check written
NO ANNUAL FEE VISA^® Debit/ATM Card⁴
$10 discount annually on a safe deposit box³
Bonus interest rates on all regular fixed rate CDs

Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available for qualified customers.

Learn more about protecting your Checking Account

Click here for more information.

¹Other fees, such as overdraft charges, and fees for special services may apply. ²Limitations apply on type of check and quantity ordered. ³Limited number of boxes available. ⁴VISA^® Debit Card for qualified customers only. Contact bank for disclosures. Foreign ATM transaction fees apply. ⁵Foreign ATM transaction fees apply.