Philosophy and Mission
What Is A Community Bank?
Community banking begins with our customers, offering accounts and services that they want and need. Where customers are known by name and made to feel welcome as soon as they come in the door. It sounds simple, but most banks just don't get it.
It's the kind of bank that is able to meet their customers' needs for life. Where kids learn about saving and get their first checking account and debit card to help all the way through college. Where all of a family's personal financial needs, from the household checking account, buying a new home or adding on to one, or planning for college expenses will be as important to the bank as they are to the family. And, where older folks will find security and comfort in specially tailored senior products and services.
A bank that's a good neighbor; friendly, helpful and generous. The bank should become an important part of the community, help it solve its problems and plan for its future.
Banking The Way It Used To Be
With a heartfelt desire to restore traditional, community banking to the area, a group of local residents and business people united to open our bank. There are several factors that distinguish us as our community's bank:
First, we are locally run. Decisions are made by people who know you and care about your needs. As a result, you gain from our responsive service and true understanding of what this community needs. Through this understanding we can tailor products to meet the needs of local consumers.
Second, there is on-site control over all services, products, and interest rates. Because we're locally managed, we set our rates right here - we don't have to get them approved at a corporate office somewhere else. And we don't have the overhead that big banks do, so we can pass the savings on to you through low fees along with more competitive rates.
Third, deposits of the bank are invested back into the community in the form of business and residential loans. So in a way, you can help enhance your hometown, just by being a part of community banking.
Finally, we are committed to the financial support of the local community in order to make it a better place to live.
Innovative Products and A Friendly Smile Set Us Apart From the Competition
Our products and services are specifically tailored to meet the needs of area residents and businesses. Plus, you'll always receive prompt assistance from an experienced personal banker, along with our full range of competitive products. From Certificates of Deposit to Home Mortgages and Business Loans to select Savings Accounts, we provide you with everything you need to plan a promising financial future.
That's what banking is all about--innovative ideas that truly benefit you, our friends and neighbors. Products and services that can't be matched by our big bank competitors - delivered with a warm smile and the friendliest service you'd ever hope to find.
We're never too busy to sit down with you and talk over a cup of coffee. So stop by and find out how great hometown banking can really be. You'll be glad you did.
